The budget keeps changing and I don't know what is safe to spend

Each new choice changes the total, but there is no clear baseline to show what the build can carry.

01The budget set

02The quotes compared

03The team appointed

04The agreements signed

You are here: The budget needs to become the reference point for every later choice.

What's happening?

A self-build budget moves when the design develops, quotations replace allowances and site information becomes clearer. That movement is not necessarily a problem; the problem is when there is no record of what changed, what was assumed in the first place and which packages still have not been tested.

Without that baseline, a saving in one place can be mistaken for spare money while another cost has simply not arrived yet. A package-by-package cost plan, cashflow and stated contingency separate the money committed from the money still exposed to change.

The solution

Put the current design and known site conditions into one cost plan before treating any remaining allowance as safe to spend.

Budget & Cost Plan

Risk mitigationFixed FeeFor Self Builders10 working days

Your build costed properly before the design is frozen: a budget built from your drawings and your site rather than a square-metre rule of thumb, split into the packages you will actually buy, with a cashflow forecast and a contingency sized to your real risks.

See how it works

Budget and Cost Plan

Your total broken into the packages you will actually buy, with the contingency standing on its own line where every use of it has to be a decision.

See the template

If you would rather it were done for you, Budget & Cost Plan is the service that does it.